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Tuesday 12th of December 2017

High Value Home Insurance: Avoiding the Risk of Water and Fire Damage PDF Print Email
Finance - Insurance
Written by: Lynwood Beltrame   
Wednesday, 10 August 2011 13:59
When you are the owner of high value home, it is highly significant that you acquire the correct insurance cover to safeguard it. As fire and water damage are a couple of the most essential threats, be sure that your high value home insurance cover is suitable. Lots of insurers are requesting that policyholders start being proactive, meaning that they need to do things, themselves, which can diminish their risk of danger. The majority of the steps are rooted in basic knowledge, and aren't costly or hard to apply. These facts are compiled to help you realize how you can safeguard your home from fire and water damage


When you are the owner of high value home, it is highly significant that you acquire the correct insurance cover to safeguard it. As fire and water damage are a couple of the most essential threats, be sure that your high value home insurance cover is suitable. Lots of insurers are requesting that policyholders start being proactive, meaning that they need to do things, themselves, which can diminish their risk of danger. The majority of the steps are rooted in basic knowledge, and aren't costly or hard to apply. These facts are compiled to help you realize how you can safeguard your home from fire and water damage

High Value Home Insurance: Ways to Protect Against Water Damage

During the winter time, your pipes can always freeze and threaten to flood your house. High value home insurance companies are aware that as much as 300 gallons of water is able to come out of a burst pipe in only an hour. Make certain that all of the people in your home are aware of the location of the main shut-off for the water supply. The best thing to do is check the main stopcock to find the water supply, and be sure it works. If it is stuck, don't try opening it with a hammer. Rather than do that, get in touch with a plumber. Lots of us sway towards cutting down the heat if we will be gone, however cutting it down so far could result in frozen pipes. If you can, get a friend or a neighbour to check on it. When pipe bursts, home insurance companies suggest you cut the mains stopcock off, turn the central heating off, and turn all the taps on. The number one answer to defrosting a frozen pipe is using soft heat from a hot water bottle or cloths drenched in hot water

High Value Home Insurance: How to Safeguard Against Fire Damage One of the most important actions you can take to protect your home from fire damage is to fit it with smoke detectors. Depending on the size of your residence, and perhaps on the advice of your home insurance provider, you'll need to have a minimum of 2 smoke detectors: one on the ground floor, and one on that's close to the head of the stairs to the second storey. Test the detectors every 3 months to ensure they're working correctly. Many fires are electrical in origin, so check your electrical sockets to make sure they aren't being overloaded with too many items plugged into a single socket. Another thing to consider is adding an additional residual circuit breaker to help deter overloads. To avoid fires in the kitchen, never leave hot oil or fat unattended on the cooker, and don't use water in an attempt to extinguish a grease fire. Rather, use a fire blanket or damp cloth. If you aren't sure a gas appliance is working correctly, have it checked before using it.

Taking the right measures on your own, along with comprehensive high value home insurance, will safeguard your valuable property.

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